Website Usage Policy

If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which along with all other policies described on this web page govern C&A’s relationship with you in relation to this website. The term C&A or “us” or “we” refers to the owner of the website. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
• Unauthorized use of this website may give to a claim for damages and/or be a criminal offence.
• From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
• You may not create a link to this website from another website or document without C&A’s prior written consent.
• Your use of this website and any dispute arising out of such use of the website is subject to the laws of the United States

The information contained in this website is for general information purposes only. The information is provided by C&A and while we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Through this website you are able to link to other websites which are not under the control of C&A. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

C&A produces and maintains this website for the convenience of our partners, our employees and the general public who are interested in learning about our services. We believe the delivery of information via this electronic media is beneficial to all parties and we are committed to constant improvement of both the quantity and quality of information available on our website. The information provided on this website is free of charge and does not specifically create a business relationship between you and C&A.

All information contained on this website is provided "as is" and "as available" without any representations or warranties, express or implied. C&A makes no representation, warranty, or relation to any information or materials provided on this website whatsoever regarding the completeness, accuracy, currency, adequacy of, or the suitability, functionality, availability and operation of this website of the information it contains. Nothing on this website constitutes, or is meant to constitute, advice of any kind.

Your use of this site is at your own risk. Should you make business decisions based on information gained from the C&A website, you must do so knowing the possible impact of error in the data. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. These limitations of liability apply even if C&A has been expressly advised of the potential loss.

By using this website, you agree that:

• The exclusions and limitations of liability set out in this website disclaimer are reasonable.
• You will not bring any claim personally against C&A’s officers, employees, or sub-contractors in respect of any losses you suffer in connection with the website.
• The limitations of warranties and liability set out in this website disclaimer will protect C&A’s officers, employees, and sub-contractors as well as C&A.

Every effort is made to keep the website up and running smoothly. C&A does not warrant that any functions contained in this website will be uninterrupted or error-free, or that the servers that make them available are free of viruses or other harmful components. C&A takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

During your connection to the C&A website we will receive and collect electronic information about you, your computer and the transmission pathway that you used to connect to our website. We will also collect information about you and your company when you register on our site to gain access to your individual information. We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

C&A will use this information in our security procedures that are meant to restrict access to your data. We will also use this information to determine the rate of use of the various information on our website, profiles of information sought, and methods of access. This is to help us plan resource allocation, to keep the C&A website responsive to user needs, and to improve our products and services.

C&A may periodically transmit notices and promotional emails to users of the website. These notices are meant to inform you of changes and improvements in C&A's services and/or the website, new products, special offers, or other information which we think you may find interesting. From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customize the website according to your interests.

By using this website, you hereby agree to allow us to send you such information. If you do not want to receive these notices, we will remove you from the list upon receipt of your request that we do so. By use of this site, you grant us permission to place cookie files on your computer as necessary. Cookies are information packets sent by web servers to web browsers, and stored by the web browsers. The information is then sent back to the server each time the browser requests a page from the server.  This enables web servers to identify and track web browsers.

Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. Blocking cookies may prevent you from taking full advantage of the website.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not.

C&A will not sell, distribute or lease the information we collect from you to sources outside our corporation and sub-contractors. C&A will release this information when we believe release is appropriate to enable us to comply with the law, enforce or apply any agreements between C&A and the visitor, or protect the rights, property, or safety of C&A, our users, or others. This includes exchanging information with third parties for fraud protection and credit risk reduction. Where C&A discloses your personal information to its agents or sub-contractors for these purposes, the agent or sub-contractor in question will be obligated to use that personal information in accordance with the terms of this privacy statement.

C&A may update this privacy policy by posting a new version on this website. Users are encouraged to check this web page occasionally to ensure you are familiar with any changes. This website contains links to other websites, and C&A is not responsible for the privacy policies or practices of any third party.

This website and all information it contains are the property of Courtemanche and Associates, P.O. Box 17127, Charlotte, NC 28227.

All material contained within any pages on this website, (including without limitation the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website) is registered and owned by C&A. Copyright protected material is owned and controlled by C&A or by other parties that have licensed or otherwise permitted the use of their material to C&A. Any copies of documents from this website, or portions thereof, must include copyright notice referencing C&A. Nothing contained herein shall be construed as granting to the user a license under any copyright, trademark, patent or other intellectual property right of C&A.

The following uses of this website and the material on this website are prohibited:

• Distribution or commercial exploitation of content.
• Transmission or storage in any other website or other form of electronic retrieval system.
• Adaptation, revision, transformation, publishing, republishing, distribution, redistribution, broadcast, rebroadcast in any form or media without C&A’s prior written permission.
• Automated and/or systematic collection of data.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:

• Viewing website and materials on this website on a computer or mobile device via a web browser.
• Copying and storing this website and the material on this website in your web browser cache memory.
• Printing pages from this website for your own personal and non-commercial use.

Unauthorized use of the aforementioned materials will be prosecuted to the full extent of the law. Misuse of any C&A website information and/or materials should be reported promptly to C&A.

Visitors may link to the C&A site for informational and noncommercial purposes only. All links to the site are to open in a full browser window and third parties are not to "frame" C&A pages within their own site. Links that are deemed by C&A to not be in the commercial interest of C&A will be prohibited. Any linking to the C&A website that is deemed by C&A to be misleading, obscene, defamatory, tarnishing, diluting, disparaging or in any way casts C&A in a negative light is strictly prohibited, and C&A reserves the right to prosecute such use to the full extent of the laws. Linking to C&A, using any C&A product, service or other mark is prohibited without the expressed, written consent of C&A. C&A has authorized materials available to assist you if you wish to link to our website. Please contact the webmaster if you wish to use any registered C&A mark to link to this site.

The C&A website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide while visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

This site is controlled and operated by Courtemanche & Associates. Unless otherwise specified, the material in this website is presented solely for the purpose of promoting services available in the United States, its territories, possessions, and protectorates. C&A makes no representation that materials in its website are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. This agreement shall be governed by, construed and enforced in accordance with the laws of the state of North Carolina, as it is applied to agreements entered into and to be performed entirely within such state. Any action you, any third party, or C&A brings to enforce this agreement or, in connection with any matters related to this site shall be brought only in either the state or federal courts located in North Carolina, and you expressly consent to the jurisdiction of said courts. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the matters contained herein and shall not be modified except in a written document signed by C&A, and the party seeking such a modification.

Unless otherwise expressly stated herein, any comments, suggestions or other information sent to C&A through or as a result of this website are provided without restriction or obligation on C&A, and will not be held in confidence. Please do not send us any confidential or proprietary information to C&A’s agents or sub-contractors. C&A assumes no obligation to protect such information from disclosure and will be free to reproduce, use and distribute the information to others without restriction. C&A will also be free to use any ideas, concepts, know-how or techniques contained in the information that you send us for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products and services incorporating such information.